transcribe a press release Fotocasa , the calculation of the maximum mortgage that can be accessed two mileuristas savings of 10,000 euros each has been calculated by mortgage department Bankimia of which I am responsible.
In the city of Palma de Mallorca , a couple of mileuristas access to a house of 67 m2 , according to an analysis by fotocasa.es. This couple, whose monthly income is 2,000 euros in total, you can buy a flat of this size taking into account the average price of second hand property for sale in Palma de Mallorca, € 2,298 / m2 in March .
In terms of national data , the English media have access to a floor of 69 m2 , as the Real Estate Index fotocasa.es puts the average house price in Spain in March at € 2,230 / m2.
to get the maximum area which can choose a pair of mileuristas, fotocasa.es analysis considered baseline figure the value of the average house price in March, according to Real Estate Index fotocasa.es prepared by the IESE business school . On the other hand, for the calculation of the average mortgage has fotocasa.es collaboration Compare mortgages Bankimia that takes into account a 2.5% Euribor plus 0.75% rate applicable interest, giving rise to a maximum of 154,440 euros, payable in 27 years in monthly payments of 700 euros per month, corresponding to 35% of revenues, the maximum rate debt recommended by experts Bankimia.
in 2008 could only buy a flat of 59 m2
Accordingfotocasa.es data obtained in 2008, a couple of mileuristas could only buy a house of 59 m2 in the city of Palma de Mallorca as the Euribor at that time was above 4%. In addition, the total value of the mortgage could not reach more than 148,000 euros, payable in monthly installments of 840 euros for 30 years. For this calculation was taken as reference the average value of second-hand housing in Palma de Mallorca was of 2,495 € / m2.
By contrast, a year later, when the Euribor fell to 1.2% and housing prices continued to fall to € 2,279 / m2, this sector of the population could 111m2 purchase a home whose mortgage would have a value of 252,000 euros. The
mileuristas in other English cities
In the city of Madrid , a couple of mileuristas can buy a home of 45 m2 as the average value of second hand property is in March € 3437 / m2. For its part, Barcelona this same couple can buy a flat of 39 m2 , according to data analysis fotocasa.es as the average value of second hand property is at € 3,959 / m2 in March . On the other hand, in the city of Valencia , when the average price much lower than in the provinces before mentioned, € 2,134 / m2, a couple of mileuristas can buy a flat 72 m2 .
The English provincial capital in which a pair of mileuristas can purchase the larger home, taking into account the parameters within which the study is based fotocasa.es is Huelva, as the average house price Second-hand in March was 1,720 € / m2 and, therefore, could buy a house of 90 m2 . He closely follows the city of Lleida, where the square meter is at 1,780 euros, allowing them to buy a house of 87 m2. On the opposite side, the Basque city of Sebastian an S shows in March, higher prices of second-hand housing causing a couple of mileuristas can only buy a house of 29 m2 , taking into account the data on which is based fotocasa.es in their study. Www.futurfinances.com
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